Case studies

How the right lender and loan structure change the outcome. Illustrative client scenarios across the situations I work with most.

Self-Employed and Knocked Back, Then Approved
Self-Employed

Self-Employed and Knocked Back, Then Approved

Knocked back by their own bank on one tax return. Approved for ~$720k once the income was assessed properly.

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First Home Buyers In With a 5% Deposit and No LMI
First Home Buyer

First Home Buyers In With a 5% Deposit and No LMI

A couple who thought they were years away got in with a 5% deposit, no LMI, and a new-build grant.

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Turning Home Equity Into a Second Property
Investor

Turning Home Equity Into a Second Property

No spare cash, but plenty of equity. We released ~$140k and bought a second property, loans kept uncrossed.

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Illustrative scenarios based on common client situations, not specific individuals. Figures are examples only and outcomes vary. General information, not financial or credit advice.

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