First Home Buyers
The Complete First Home Buyer Guide for Australians (2026)
The expanded 5% deposit scheme, grants, stamp duty and pre-approval, updated for 2026.
9 June 202612 min read
Australia-wide · Free Service · 40+ Lenders
Your home loan. Sorted.
I compare 40+ Australian lenders to find the right loan for you. Whether you're buying your first home, refinancing, or growing your portfolio. No jargon. No runaround.
$150M+
Loans Settled
40+
Lenders
5 Star
Google Rating
Free
Broker Service
Part of the
network — Australia's leading mortgage brokers. $4B+ settled. 5,000+ clients.
network — Australia's leading mortgage brokers. $4B+ settled. 5,000+ clients.How I can help
Whether you're buying, building, or restructuring, I've got the lender and the knowledge to make it happen.
First Home Buyers
Navigate grants, LMI waivers, and low-deposit options. I make your first purchase straightforward.
Learn more →
Refinancing
If your rate hasn't moved in 2+ years, you're likely overpaying. Let's see what the market has for you.
Learn more →
Investment Loans
Structure your lending to maximise serviceability and grow your portfolio the smart way.
Learn more →
Self-Employed
Complex income? No problem. I know which lenders work best with BAS statements and tax returns.
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Construction Loans
Building? I handle progressive draw-down loans and keep things moving with your builder.
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Debt Consolidation
Roll high-interest debt into your home loan to simplify repayments and free up cash flow.
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How it works
Three steps. No stress. You find the property and I handle the finance.
01
Book a Free Chat
No pressure, no obligation. We talk through your situation and what you want to achieve.
02
I Find Your Best Options
I compare 40+ lenders and come back with clear recommendations. Not a confusing spreadsheet.
03
We Get It Done
I handle the paperwork, chase the bank, and keep you updated until settlement day.
About Matty
I'm the broker who actually picks up.
I grew up on the Gold Coast, spent a decade as a wedding photographer in Mudgee, and built a 700-person music festival from scratch. None of that sounds like a typical mortgage broker background. That's the point.
I own five properties across NSW and Victoria. I've done subdivisions, built houses from the ground up, and structured lending across multiple entities. I know what a bad loan costs you over time.
My service is free to you. I'm paid by the lender when your loan settles, so my only incentive is finding you the right deal.
What clients say
Real results for real Australians.
★★★★★
Stress-free first home purchase
Matty made the home-buying process so much easier than I ever imagined. He explained everything clearly, found the best loan for my situation, and was always available when I had questions. Thanks to him, I am now a proud homeowner!
James P.
First Home Buyer
★★★★★
Expert guidance and incredible support
As a young investor, I had no idea where to start. Matty walked me through the financing options and helped me secure a loan that fit my goals. He turned a complicated process into a smooth and stress-free experience!
Sarah M.
First-Time Investor
★★★★★
Found me a better deal and saved me thousands
I was considering refinancing but felt overwhelmed by all the options. Matty quickly assessed my situation and found a better loan that reduced my repayments significantly. His expertise and honesty made all the difference!
Michael R.
Refinancing Client
★★★★★
A trusted mortgage advisor
Matty genuinely cares about his clients and takes the time to ensure you are making the right decisions. He made me feel confident every step of the way. Highly recommend to anyone looking to buy their first home!
Emily T.
First Home Buyer
Finance insights
Practical guides from a broker who's been through it himself.
Refinancing
When Should You Refinance Your Home Loan?
If you haven't reviewed your loan in two years, you're probably paying too much.
8 Oct 20248 min read
Investment
How to Structure Investment Property Loans for Maximum Growth
The wrong structure caps your portfolio. Here's what to get right from the start.
15 Sept 202411 min read
Helping Australians everywhere
I work with clients across Australia, fully online. Here are some of the areas I specialise in.
Common questions
How much does a mortgage broker cost?
My service is completely free to you. I'm paid a commission by the lender when your loan settles. This doesn't affect your interest rate.
How long does pre-approval take?
Typically 3 to 5 business days once I have your documents. Some lenders can do same-day for straightforward applications.
Can you help if I'm not in Sydney?
Yes. I work with clients across all of Australia. The whole process can be done online with a video call and e-signatures.
I have bad credit. Can you still help?
Possibly. Some lenders specialise in non-conforming loans. Book a chat and I'll be upfront about what's achievable.
Ready to sort your loan?
Book a free 20-minute chat. No obligation, no pressure. Just clear advice.
Book a Free Chat